The AMAL Token
AMAL is the cornerstone of a new giving economy — a hybrid stablecoin designed for transparent, impact‑driven donations. Each AMAL targets a soft $1 peg, backed by a balanced reserve of fiat, crypto, tokenized commodities, and algorithmic buffers.
Reserve Composition
Reserves are visible on‑chain and audited regularly. Passive yield is generated without touching donor principal.
- 35% Fiat + T‑Bills: tokenized cash and Treasuries (e.g., Circle/Ondo).
- 25% Crypto Assets: ETH, BTC, and staking derivatives (stETH/cbETH ~3–5% APY).
- 15% Commodities: tokenized gold (PAXG/XAUT) as inflation‑resistant hedge.
- 25% Algorithmic Buffer: protocol‑controlled reserves for stabilization.
Soft $1 peg via diversified reserves and algorithmic market operations.
Yield & Sustainability
Idle AMAL inside project vaults earns sustainable yield via staking, tokenized T‑Bills, and liquidity operations. That yield funds operations and development, ensuring longevity while protecting every donation’s principal.
How AMAL Compares
AMAL is purpose‑built for humanitarian giving with full on‑chain transparency and a hybrid reserve model.
| Asset | Transparency | Intended Use | Stabilization | Audits |
|---|---|---|---|---|
| AMAL | Hybrid reserves, public breakdown, audits (planned cadence) | Donations / program value | Soft $1 peg, diversified reserves + algorithmic buffer | Periodic, third-party (reports) |
| USDC | Attestations of fiat reserves | Payments / settlement | Fiat reserve | Monthly attestations |
| DAI | On-chain + collateralized | DeFi collateral / payments | Over-collateralized crypto + modules | Protocol transparency |
| FRAX | On-chain + modules | DeFi / stable payments | Algorithmic + collateral | Protocol transparency |
| UST (historic) | Low | DeFi | Algorithmic | N/A |
Governance & Transparency
A decentralized governance model will empower community votes on treasury allocation, reserve mix, and fee structures, aligning the protocol to AMAL’s humanitarian mission.